JNBA Financial Advisors, Inc. ("JNBA") is an SEC registered investment adviser located in Minneapolis, Minnesota. JNBA and its representatives are in compliance with the current registration and/or notice filing requirements imposed upon SEC registered investment advisers by those states in which JNBA maintains clients. JNBA may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. JNBA's web site is limited to the dissemination of general information pertaining to its investment advisory services. Accordingly, the publication of the JNBA's web site on the Internet should not be construed by any consumer and/or prospective client as JNBA's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Any subsequent, direct communication by JNBA with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of JNBA, please contact the United States Securities and Exchange Commission (the "Commission") and/or the state securities law administrators for those states in which JNBA maintains a notice filing. A copy of JNBA's current written disclosure statement discussing JNBA's business operations, services, and fees is available from JNBA upon written request. In addition, certain of JNBA's investment adviser representative are also, in their individual capacities, registered representatives of RMJB, Inc. ("RMJB"), a broker-dealer registered with the Commission and a member of the National Association of Securities Dealers, Inc. ("NASD"). Accordingly, those investment adviser representatives of JNBA who are also registered representatives of RMJB, may, in their individual capacities, effect securities transactions for public customers on a fully disclosed commission basis in those states in which both RMJB and the specific registered representative is registered, or qualifies for an exemption or exclusion from registration requirements. For information pertaining to the registration status and/or disciplinary history of RMJB or any JNBA investment adviser representative that also serves as a registered representative of RMJB, please contact the SEC, NASD and/or state securities law administrators for those states in which RMJB and/or the specific registered representative maintain a registration filing. JNBA does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to JNBA's web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.
